Mortgage Advice 1

Zoltan PadarFirst Mortgages

Credit Score No matter where you get a mortgage, you should aim for at least a 680 credit score for at least one borrower (or guarantor), especially if you put less than 20% down. A … Read More

Mortgage rate hike?

Zoltan PadarMortgage, Uncategorized

Mortgage rate hike is inevitable. The only question is, when. Position Yourself with knowledge and a MortgagePRO Ltd. in Your corner. Do not make any mistakes, they are expensive.

Are Private Mortgages for me?

Zoltan PadarPrivate lender

Mortgage Lenders categories

What is a private lender mortgage? Private mortgages are loans made between private individuals to finance a new, refinance an old mortgage. The lender, who is usually a friend, relative, colleague, or investment firm, will … Read More

Credit is key to getting a mortgage approved!

Zoltan PadarFinances

Free mortgage consultation

Good credit gets you lower rates! Sweet! First time home buyers face plenty of obstacles, but it’s worth it! Demonstrating creditworthiness is one of them, which all comes down to your ability to manage credit. Interest … Read More

How to Calculate LTV (Loan to Value!)

Zoltan PadarFinances, News

Mortgage Lenders categories

You need to know what is the current LTV (Loan to Value) if you are considering securing a home equity loan. And where should it go, in order to meet Your needs.  Difference between appraised … Read More

Stricter mortgage lending rules are coming.

Zoltan PadarMortgage

Free mortgage consultation

Looking for a place to call home? Read on, please! New rules and regulations for mortgage borrowings are coming. Now more than ever you must be mortgage smart, well educated home buyers make better decisions. … Read More