My Mortgage PRO - Calgary

This morning, the Bank of Canada announced that it will maintain its overnight rate at 5 per cent. In their ...

Did you know? March is Fraud Awareness Month. Protecting yourself and your mortgage from fraud is crucial to safeguard your ...

A bank-funded mortgage refers to a home loan that is provided by a traditional bank or financial institution. In this ...

We believe that well educated borrowers make better decision! In the dynamic world of finance and economics, central banks play ...

In the ever-shifting landscape of the real estate market, a curious trend has emerged. While mortgage interest rates are seeing ...

When it comes to securing loans or mortgages, finding the right lender can make all the difference. Enter MortgagePRO Ltd ...

Is your mortgage coming up for renewal? If not, I have all the details here on how to make your ...

In the midst of the pandemic, many Canadians jumped at the chance to buy homes and refinance their mortgages at ...

As we round the corner into October, now is a great time to touch base about what to expect in ...

If you are currently in the market for a mortgage, you should be familiar with the term “mortgage default insurance.” ...

When it comes to purchasing a home, most offers include “conditions” (or “subjects” if you are in the provinces of ...

RRSP Home Buyers’ Plan The Home Buyers’ Plan (HBP), a program offered by the Government of Canada, is designed to ...

Where are we heading with affordability? Bank of Canada raises policy rate by 25 basis points   The Bank of ...

Solid advice and prudent planning make all the difference. As Canadians adjust their home-buying strategies, professional advice is paramount to ...

Financing options After navigating the COVID-19 pandemic, many small businesses in Canada continue to struggle as they face rising inflation ...

According to the Canadian Real Estate Association, the Spring market is anticipating a drop in home prices edging down approximately ...

ROYAL BANK! A mortgage is a legal document for borrowing money, usually from a bank. That gives the lender the ...

Before the finalization of the regulations, CAPL urged the government to reconsider the definition of “acquire” so that mortgage lending ...

Step 1: Determine your income When creating a budget, the first step is determining your income. Understanding how much money ...

FOREIGN OWNERSHIP OF LAND IN ALBERTA Real Estate / By Pranav Khemka In clause 6.2 of the standard Alberta Country ...

The importance of choosing the right mortgage features, and it is more important sometimes than the rate of your mortgage! ...

Land valuation, property valuation, and real estate appraisal are methods of establishing the market value of real estate.  In contrast ...

Are You looking for your first home, or have you just started to think about it? I have some first-time ...

Prohibition on the Purchase of Residential Property by Non-Canadians Act On June 23, 2022, the federal government passed legislation that ...

Your mortgage can be renegotiated for a variety of reasons when you refinance your mortgage. In essence, this means paying ...

The reverse mortgage. Considering retirement while coping with a high debt load, ongoing expenses, and reduced income can be challenging ...

Last week, Canada’s banking regulator unveiled new rules governing how borrowers may use Home Equity Lines of Credit (HELOCs).  The new ...

If you already own a home, you may be able to refinance it for a better rate or take out ...

A lot of people believe there is no hope for them to be able to own a home if they ...

There is a lot of talk about co-ownership as a way to resolve the problem of affordable housing and allow ...

With a commitment to a two-year ban on foreign buyers, the Liberals are making housing affordability a priority in their ...

Fixed mortgage rates have been steadily increasing these days, making this a big deal in the mortgage world.Fixed rates have ...

Getting a mortgage as a self-employed individual. Are you aware of this? In the mortgage and financing industry, approximately 15%+ ...

Strong seller market? There are only a few weeks left until spring! So let’s take a look at the market ...

At this time Bank of Canada raise rates only slithly at its recent meeting of January, it is clear that ...

What are the key ingredients in helping first-time buyers to purchase a home? The obvious ones are: time, patience & ...

The odds of being able to purchase a home in Canada is, for many Canadians, starting to feel like the ...

Mortgage Protection Plan:  This is not about mortgage insurance, covers the lender in case of loss, provided by selected insurer, ...

New tax to solve a crisis? This report by Generation Squeeze was funded by in part by the Canada Mortgage ...

Housing Market 2022. According to RE/MAX, steady growth is anticipated across the Canadian real estate landscape into 2022. While Canadians ...

Not all of Us have the best credit,but All of Us have the right to own a Home! When you ...

Would you be interested in learning about this? Self-employment accounts for a sizeable chunk of the Canadian workforce, and mortgage ...

Mortgage lenders come in many varieties in the world of loans. Many borrowers are unaware of these variations. They can ...

WAKE UP 120 DAYS IN ADVANCE, DON’T WAIT FOR THE LAST MINUTE. Start taking action on your renewal at least ...

Keep your credit utilization eye level! The Importance of Establishing a Solid Credit Profile Almost every major purchase today will ...

Credit Score No matter where you get a mortgage, you should aim for at least a 680 credit score for ...

Get ready to renew Your mortgage! In most cases, a renewal letter will be mailed to you at around 3 ...

There’s been a lot of talk in the news lately about where mortgage rates are headed.We know the obvious direction ...

What is a private lender mortgage? Private mortgages are loans made between private individuals to finance a new, refinance an ...

Good credit gets you lower rates! Sweet! First time home buyers face plenty of obstacles, but it’s worth it! Demonstrating ...

You need to know what is the current LTV (Loan to Value) if you are considering securing a home equity ...

First-time homebuyers, I have a few tips on how they can avoid the most common mistakes first-time homebuyers make! You ...

Things You better Know Have you thought about investing in a property? Perhaps you would like a place to rent out ...

Looking for a place to call home? Read on, please!New rules and regulations for mortgage borrowings are coming. Now more ...

In a world with an abundance of options, it can be hard to know which way to turn to ensure ...

You cannot have a healthy financial future if your finances aren’t in order, regardless of whether you’re a prospective homeowner ...

You would be wise to get pre-approved for a mortgage before you begin looking for a home to buy.A mortgage ...

Should I Refinance My Mortgage? I think we can safely say that 2020 has been a strange year. A year ...

With COVID-19 challenges that include layoffs and deferred mortgage payments, getting a mortgage may be a bit tougher for some, ...

The ongoing resiliency of the Canadian housing market has most Canadians feeling confident that their home is a sound financial ...

Renewal:Your mortgage amortization years are divided into 1-2-3-4-5 and even 10 years term at a time, enabling your lender to ...

In its simplest form, a HELOC works somewhat like a credit card. You can borrow money up to a certain ...

When it comes to real estate, one of the most common questions is: when is the best time to buy? ...

Do you know whether you qualify for a mortgage and, if you do, do you know how much you can ...

What will fit you Spring has arrived and we’re starting to get a better sense of the real estate market ...

recaalberta / 2 hours ago Real estate professionals often ask why mortgage professionals seem reluctant to provide them with a ...

First look at a scenario now: SYour current mortgage is a five-year fixed-rate term. Your rate is probably at or ...

FREE mortgage advice I hope all is well and that you’re having a great start to 2019.  Thank goodness we ...

A letter to me from the Regional Manager of Home Equity! Read all very carefully and if you think you ...

MortgagePRO Ltd. is a mortgage brokerage providing mortgages for a large spectrum of clientele across Canada since the turn of ...

What you need to know? As the licensing and regulatory body for Alberta’s 15,000 real estate, mortgage brokerage and real ...

Mortgage Professionals Canada was invited by the Minister of Finance’s office to the attend today’s budget lock-up in Ottawa. As ...

National Post has run this just the other day, by Garry Marr. Important to see all angle the Canadian Market ...

Just like on other issues, you want to get a second opinion if you are not hundred percent sure what ...

You go to the bank to get a mortgage and get one choice; their product in many variations. They quote ...

We are connected to hundreds of lenders, not only institutional, but also private lenders as well. We are able to ...

Mortgage brokers in love with variable rate mortgages. I am at least as I think they are the best products ...

Lets start with letting you know, all the articles, blogs I will write, might not be suitable for all borrowers, ...

Pay Day loan Alternative! Once you are in the need of cash, not many places you can go. One is ...

Are you now in the need of a mortgage? Have chosen your dream home? Are you interested to refinance your ...

Need a mortgage, need a PRO! MortgagePRO! We are your best bet to finance a new and or refinance an ...

Pay-day-loans are great for emergency, however it must be paid back in a short time, placing you back into the ...

Investing for a double digit return is every investors dream, to be safe, secured and lucrative can be a reality ...

Beautiful 182 Sq.M. two story home for sale or LTO! Calgary, Everglade community SW. 3 Bedrooms, 2.5 bathrooms, den on ...

We are inundated constantly with so much information on so many topics that it can be exhausting to keep it ...

Find out how to qualify for this rate at MortgagePRO ...

THE FOUR CHANGES:   1. The Mortgage Rate “Stress Test”  Effective October 17th, you’re going to need to pass a tougher ...

What is a reverse mortgage? How does it work? Advantages of a reverse mortgage! Disadvantages of a reverse mortgage! Where ...

Over the past few years we have seen a large number of mortgage rule changes.  Maximum amortizations decreased from 40 ...

What if I tell you that you will be able to save over $15,000 on a $300,000 mortgage amortized over ...

 Landing up in the dream house at low rate mortgages is the ultimate aim for many. Getting the right deal ...

Buying a home is a dream for many. Getting the right house with the hard earned salary requires proper planning ...

MortgagePRO Ltd. Last week’s open letter from the Office of the Superintendent of Financial Institutions (OSFI) to Canada’s big banks ...

By Hometrust Mortgage default insurance is one of those things that many home buyers don’t often think about when purchasing ...

Now you have decided to purchase a property, for you family or for investment, no matter the reason, but you ...