WAKE UP 120 DAYS IN ADVANCE, DON’T WAIT FOR THE LAST MINUTE.

Start taking action on your renewal at least 60 days before it is due. Please mark your calendar for four months before the renewal date or put it in your phone so that you know when to renew.

NO ACTIONS AT ALL.

You should think of renewal as an opportunity to start all over again. Since you first took out your mortgage, so many things may have changed in your life. The first renewal offer from your lender is like leaving money on the table by accepting it.

ONLY SHOP FOR RATES ON THE INTERNET.

Extremely low mortgage interest rates can sometimes be found on the internet, but what many do not know is that these rates often come with extra terms that may not suit your individual needs.

DO NOT BELIEVE THAT YOU NEED TO CONSIDER YOUR FINANCIAL GOALS.

If you are thinking about taking equity out of your home for renovations, investments, children’s education, debt consolidation, etc. you should do that at renewal time.
We can help you find the best mortgage rate and terms for you if your mortgage is up for renewal, so give us a call 403-253-2022 and let’s go over your current situation.

FREE consultation with our mortgage professionals can save you tens of thousands over the years of amortization!