Knowledge is priceless!

A mortgage is a debt instrument that is secured by the collateral of specified real estate property, and which the borrower is obliged to pay back with a predetermined set of payments. Mortgages are used by individuals and businesses to make large purchases of real estate without having to pay the entire value of the purchase up front.

Having a hard time to save up for a down payment to buy your dream home? You not alone.
Here is what and how we do it
– ask for a detaild application to be sent to us online through our secured server
– review your application
– analize your monthly cash flow and debt
– set your TDS and GDS calculations
– arrange for a loan if all above fit
– present your application to lenders allow borrowed down payment, arrange FLEX product to fit you in
– provide pre approval, send you shopping

For detailed information on how to start the process, please visit our website, complete a short form and we will make sure you will be contacted and treated like a member of our family. MortgagePRO Ltd., a Calgary based mortgage brokerage that has access to all the best mortgage products, lowest rates and provide solutions.

Getting a lower interest rate for your mortgage can make an enormous difference. Using a mortgage broker will give you access to hundreds of different lenders who are competing for your business – that means lower rates. Brokers watch these changes daily to get you the best interest rate available, which means lower monthly payments and years off of your payment schedule.

Best Interest Rates
A lower mortgage interest rate is very important as it can affect your lifestyle by substantially lowering your monthly payments. Interest rates are always changing and you never know when they may go up or down, so shopping around for the best rates is extremely important as it can save you thousands of dollars during the term of your mortgage.

Bank Interest Rates
Find out bank interest rates by calling a bank or a mortgage broker. The best interest rate available may be the one from your own bank, though you should compare your options. In some cases, bank loans may have more restrictions and may be harder to obtain than a loan from a private lender. To receive a loan from the bank, an applicant must have good credit history, a stable job and income, and must fit the debt ratio rate of the institution. The better these conditions, the better the chance is to qualify for their lowest rate.

Private Mortgage Interest Rates
When applicants are turned down by banking institutions because of low earnings, bad credit history or other issues, private mortgage solutions are an option. Interest rates are higher than the banks, but private lenders overlook issues that stop banks from giving you a loan. Lack of credit, occupation and income are not disqualifying factors and are only used to set the rate and fees. The rates and fees always reflect the risk associated with the property and the applicants ability of repayment. Private mortgages are temporary solutions best used for the short term. During this period you will be fixing your credit issues so that you can move your mortgage to an institutional lender that will provide you with competitive rates and the right product.

For detailed information on how to get the best rate for your needs, contact MortgagePRO Ltd., a Calgary based mortgage brokerage that has access to all of the above options.

How to get a mortgage on a lease-to-own agreement
People have many options to purchase a home, one of them so called Lease To Own. It is a solution for the clients unable to save down payment during a foreseeable time and or have credit issues. In any case, before you enter into any type of rent or lease to own agreement, you must contact an experienced mortgage broker. There are many landlords; investors unable to sell their property are resorting to this type of arrangement. Reasons can be, I am not saying for sure; overpriced property, property needs upgrading, fraud and so on.

So this is a two way street. Two parties wants to make a deal, however it has to be fair and you must look at to get the right advise from your trusted adviser, your mortgage broker, to:

• check out ownership and vendor really own the property
• check out property, what type of liens, caveats are on and they are removable
• check out the price it is not grossly over valued
• how to get an appraisal to ensure you are not being taken for a ride
• how to make sure to execute the right type of Lease To Own Agreement
• how to properly document the down payment
• properly document the funds paid to the vendor and it will qualify as additional down payment
• the right documents executed the right way to ensure mortgage approval in due time
• reasons to use a reputable law firm will pay off, you can bet on it

Hidden Agendas
Many other hidden agendas can be discovered when you try to obtain a mortgage at the time the Lease To Own Agreement becomes due. We just wanted to make sure, you will not lose all you money what you have put toward the purchase price of the property and you have to start all over. FREE Consultation to avoid possible issues will save you money, time and possibly losing a bundle.

For detailed information on how to stracture the Agreement please consult one of our experienced Associate at MortgagePRO Ltd., a Canadian mortgage brokerage that has the answers and will be able to guide you.
We also provide mortgages for people with issues, provide private financing plans, solutions and help to reach your goal; own your dream home.

A realtor assists you through the home buying process; a mortgage broker assists in choosing a mortgage that suits your needs; both personal and financial. There are many mortgage products offered by various lenders and many things to consider when choosing, which is why you should clarify your own goals in advance – both short and long term. Do you want to spread your mortgage payments over a longer period of time? Are you planning on moving in a couple of years? Are interest rates expected to increase or decrease? By discussing your short term and long term goals with your broker, you will be able to narrow down the selection of mortgage products that will fit your plan. Ultimately the decision is yours, but a mortgage broker can add comfort to your decision by offering advice and options that will benefit your mortgage needs.

Fixed Rate
A fixed rate mortgage keeps the interest rate locked in for a specific period of time. The rate is then adjusted at the end of the term when the mortgage renews. Lenders offer different prepayment privileges allowing for quicker repayment, however they do charge penalties on early payouts.

Variable Rate
A variable rate mortgage, or adjustable rate mortgage, allows the interest rate to fluctuate with the mortgage prime lending rate. Generally these loans are initially set up with payments based on the current interest rate.

A conventional mortgage is a loan for no more than 80% of the purchase price or appraised value of the property, whichever is less.

High Ratio
A high ratio mortgage is one where the borrower is contributing less than 20% of the value of the property as the down payment. These mortgages must be insured against default through the Canada Mortgage and Housing Corporation (CMHC), Genworth Financial Insurance (GE) or Canada Guaranty. The insurance premium is added to the mortgage amount.

Private Mortgages
Generally used to obtain a privately funded mortgage when the bank turns down a mortgage application. They have higher interest rates and are usually one year, interest only terms. Used as a tool to repair a credit rating and consolidate debt, they are designed to help move the mortgage to a low interest institutional lender at the end of the term.

Which type of mortgage do you need? To find out which is most suitable your situation, contact MortgagePRO Ltd., a Calgary based mortgage brokerage that has access to all of the above options.

Qualifying for a Mortgage in Canada has Four Main Factors

1. Stable Income
2. Credit History
3. Property Appraised Value
4. Down Payment

All four of these factors work together to determine which mortgage options suit your situation, and the rate you will receive from the mortgage lender.

Stable Income – mortgage lenders will want to confirm whether you are employed or self-employed. They will require a letter providing confirmation of employment, recent pay stubs, and the last two years Notice of Assessment (NOA) forms from Canada Revenue Agency (these are the notices you receive after you file your taxes each year showing your income and any taxes owing). The lender, at their discretion, may also call your employer to confirm the details that you have provided.

Credit History – credit bureau information is always reviewed by mortgage lenders. A credit score of 680+ is most desirable by lenders, and a mortgage broker can help explain how your score is calculated. A credit history is always pulled by your mortgage broker when you apply for credit or seek pre-approval so they can determine which programs will suit your situation. If your credit isn’t perfect, don’t worry! There are unique programs available to you while you rebuild your credit. For assistance with improving your credit rating, visit

Property Appraised Value – property choice also impacts the mortgage qualifying process, as the property is the lender’s security if for some reason you are unable to repay. The mortgage lender will want to confirm that the property is in good condition and that if they needed to market the property it would sell quickly. A property appraisal will provide details of the marketability of the real estate, so a property appraisal is almost always ordered by the lender. It involves a physical inspection of the property by a certified appraiser who assesses the condition and market value of the property to be mortgaged. The greater the appraised value, the more likely an applicant will qualify.

Down Payment – not always required as there are mortgage programs that provide 100% financing for qualified purchasers. If you have a down payment of 20% or more of the purchase price, it is a “conventional” mortgage and the mortgage lender will not require default insurance (and related premiums). If you have less than 20% down, the mortgage lender will insure your mortgage against default. If you have no down payment, you will normally still need to have some cash for the deposit and for closing costs (estimated at 1.5% of purchase price).

Did you know that you can be pre-approved for a mortgage before you go shopping for a home? Pre-approvals can save you hours of time and speed up the purchase once you find the perfect home. Shop with confidence! Contact MortgagePRO Ltd., a Calgary based mortgage brokerage, to get your pre-approved mortgage lined up in advance.

What is a reverse mortgage? How it works?
A reverse mortgage is a loan that is designed for homeowners 55 years of age and older (if you have a spouse, the age qualification applies to both of you). A reverse mortgage is secured by the equity in the home, which is the portion of the home’s value that is debt-free. It allows homeowners to obtain cash, without having to sell their home. Not all lenders offer reverse mortgages. Unlike an ordinary mortgage, you don’t have to make any regular or lump sum payments on a reverse mortgage. Instead, the interest on your reverse mortgage accumulates, and the equity that you have in your home decreases with time. If you sell your house or your home is no longer your principal residence, you must repay the loan and any interest that has accumulated. The loan amount can be up to 55 percent of the current value of your house. However, you must pay off any outstanding loans that are secured by your home with the funds you receive from your reverse mortgage.

Advantages of a reverse mortgage
– You don’t have to make any regular payments on the loan.
– You can turn some of the value of your home into cash, without having to sell it.
– The money you borrow is a tax-free source of income.
– This income does not affect the Old-Age Security (OAS) or Guaranteed Income Supplement (GIS) benefits you may be receiving.
– You maintain ownership of your home.
– You can decide how you want to receive the money. You can choose to receive:
– a lump-sum payment
– a loan to set up planned advances that provide you with a regular income, or
– a combination of these options.

Disadvantages of a reverse mortgage
– Reverse mortgages are subject to higher interest rates than most other types of mortgages.
– The equity you hold in your home will decrease as the interest on your reverse mortgage accumulates over the years.
– At your death, your estate will have to repay the loan and interest in full within a limited time. The time required to settle an estate can often exceed the time allowed to repay a reverse mortgage. For full details, check with the reverse mortgage lender.
– Since the principal and interest will be repaid to the lender at your death, there will be less money in your estate to leave to your children or other heirs.
– The costs associated with a reverse mortgage are usually quite high. They can include:
– a higher interest rate than for a traditional mortgage or line of credit
– a home appraisal fee, application fee or closing fee
– a repayment penalty for selling your house or moving out within three years of obtaining a reverse mortgage
– fees for independent legal advice.

Where can you get a reverse mortgage? How to qualify?
The CHIP Reverse Mortgage, which is offered by HomEquity Bank, is the main source of most reverse mortgage products that are available in Canada. You can also speak to your financial institution about other options that may meet your needs. To determine whether you qualify for a reverse mortgage, a lender will look at the equity you have in your home. Lenders also take into account your age, the appraised value of your home, current interest rates and where you live. Usually, the older you are, the larger the loan you will be able to get.

For detailed information on how to start the process, please visit our website, complete a short form and we will make sure you will be contacted and treated like a member of our family. MortgagePRO Ltd., a Calgary based mortgage brokerage that has access to all the best mortgage products, lowest rates and provide solutions.

Credit Bureaus create a report of your credit rating using your credit history – how you have used credit in the past. This credit report is used by lenders to make a decision about your credit worthiness, along with your asset base. Most conventional, low interest rate lenders for mortgages and loans do not accept applicants that have a low credit rating or have over-extended their borrowing based on their debt service ratio calculation. Debt service ratios are determined by calculating how much you owe, and the payments you need to make, against how much money you bring in. However, borrowers who are not approved by conventional lenders can access private lenders who offer private mortgages and loans. Private lenders use higher interest rates and only consider the assets and real estate equity of the applicant. They are relatively easy to deal with, have fewer documents to submit, and are less complicated. The rates and fees vary as they are customized to the degree of the risk involved.

Private lending is a product for repairing your credit and bringing your credit rating up. Improving credit through private lending is available not only for real estate, but also for business loans, education expenses, a new car, or even holidays. For more information about private lenders, visit Private Lender Inc.

You must keep in mind that a good credit score can help when mortgaging a home, buying a car or applying for a job. Bad credit scores make you vulnerable to high interest rates and restrictive loan terms. Having and maintaining a good credit score is crucial and it is worth the effort to repair if you have a poor credit rating.

The Most Common Reasons to Refinance

Renewal Your mortgage amortization years are divided into 1-2-3-4-5 and even 10 year terms, enabling your lender to adjust interest rates to the current market conditions. With the average amortization period in Canada at 30 years, a borrower will likely have to renew their mortgage several times. At the end of each term, the borrower can renew with the same lender or shop around for a better rate. At the end of your term, lenders can also reclaim the loan for various reasons that they do not have to disclose to you, forcing you to find a new lender. When renewing, use a mortgage broker to ensure your goals are being met, rather than those of the lender.

Lower Interest Rate There is nothing wrong with moving to another lender in order to save money. Reassess your financial situation by continually checking for the best rate – better yet, have your mortgage broker do it for you. If your needs have changed or if a better solution is available that offers a lower rate, it is time to refinance.

Need money You will never find cheaper money than mortgage money as it is secured with the equity in your home. Your equity is the dollar value between the appraised value and the existing mortgage amount.

You may have other reasons to refinance: money for your business, to repair your credit, debt consolidation or simply to get your hands on some cash. Investing for a higher rate with a HELOC (Home Equity Line of Credit) is an excellent option. You only pay interest on the portion that you are using, and as added value, you can make your mortgage payment interest portion tax deductible.

Whenever you are refinancing your mortgage, use an experienced mortgage broker service. It will not only save you time and energy, it can prevent you from making a bad decision. A good broker will provide you with a plan, precisely execute that plan, and will be available for support and advice. Contact MortgagePRO Ltd., a Calgary based mortgage brokerage, for creative mortgage solutions when you are ready to refinance or renew.

For most people, the biggest purchase they’ll ever make is a home, and chances are that much of that purchase will be financed by a mortgage. While people are quick to insure hard assets like homes and cars, less attention is paid to insuring debt.

If you became disabled or died, who would make your mortgage payments? Would your estate have enough assets to discharge the mortgage? Or, would your possession have to be sold to pay off the bank?

There are different ways that homeowners can insure their mortgage. Most banks will entice customers to sign for insurance when they take out a mortgage to protect the bank against loss if the borrower defaults. The premium is based on the amount that you borrow.

In some cases mortgages must be insured. According to the Canada Mortgage and Housing Corporation (CMHC), the federal agency responsible for affordable housing, all mortgages with a loan-to-value ratio higher than 75 percent must be insured. A high-ratio mortgage will allow buyers with less than a 25 percent down payment to purchase a home by mandating the mortgage be insured. However, that insurance only protects the lender in the event of default. It does not protect home buyers in the event of death or disability.

Insurance for high-ratio mortgages is expensive, adding thousands of dollars to your mortgage. For example, if you put 5 percent down, you will pay 3.25% of the mortgage value as a premium for the insurance. That means a buyer with $15,000 for a down payment on a $300,000 home will add $9,262.50 to their $285,000 mortgage.

A term life policy may be a cheaper alternative to pricier bank mortgage insurance. The advantage to a term policy is that if you die during the term of the policy, it pays your beneficiary the full amount. So if you have a $250,000 mortgage and buy a term policy for that amount, your beneficiary receives $250,000. If your mortgage amount owing is less than the amount of the policy, your beneficiary can keep any additional funds.

An excellent option is to purchase a Mortgage Protection Plan. A Mortgage Protection Plan stays with you even if you sell your home, adjust your mortgage, or switch to a different lender. Contact MortgagePRO Ltd., a Calgary based mortgage brokerage, to discuss the benefits of this plan for you and your family.

    1. On a monthly basis, it typically costs more to buy than rent a home of equal value. In addition to a mortgage, homeowners must factor in property taxes, ongoing maintenance, legal fees (such as closing costs) and higher insurance premiums. And with down payments of less than 20 per cent, mortgage insurance is required.
    2. It’s important to set something aside for emergencies. A temporary loss of income or the need for a new furnace shouldn’t sink the ship.
    3. Those buying condos also have monthly condo fees to pay. Potentially, money to cover assessments for repairs and upgrades are also needed. Buyers are strongly advised to carefully examine strata council minutes for indications of upcoming expenditures.
    4. A home inspection is strongly recommended prior to buying; it’s the best $400 a prospective homeowner can ever spend.
    5. It is important to shop around for the best mortgage rates and terms. (Obvious, but sometimes overlooked)
    6. Mortgage sellers frequently use mortgage calculators to illustrate the advantages of buying over renting. But, as noted, such calculations frequently omit many relevant costs and almost never emphasize the need to have contingency funds set aside for emergencies.

For assistance with your next mortgage, contact MortgagePRO Ltd. at 403-253-2022 in Calgary, Alberta.

Words you must understand
There is jargon and abbreviations in every industry. The mortgage industry is no exception. To be fully aware of all the terms and definitions, you must understand words that the financial experts use. We have created this library for you with the intent of educating you. We believe that knowledge will put you on an even playing field and enable you to make better decisions.

ARM (Adjustable Rate Mortgage)
A mortgage for which the rate of interest may change if other market conditions change. This is sometimes referred to as a floating rate mortgage. This type of mortgage is more flexible than a fixed-rate mortgage. Some lender will not charge a penalty to get out of this type of mortgage. Be sure and contact your favorite mortgage Associate at MortgagePRO to discuss.

Pre-Approved Mortgages
Before, home buyers would typically leave arranging their financing last, after they purchased a property. Today this can cost you dearly. It may cause you to loose the house you find to someone who did get pre-approved. It also protects you from an increase in interest rates during the term, besides gives you a piece of mind there will be no eleventh hour surprises. (generaly it is up to 120 days). This service is FREE: request online at MortgagePRO. In any case, give your Broker a few extra day, get preapproved early

Come visit us often as we will post more information regularly.

We would like to believe that we are the most experienced team of mortgage brokers in Canada and as such, we are here to get hired to do the best for you by not only saving on interest, but to ensure you are getting the greates mortgage product, custom fitted tou YOUR circumstances and based on your needs and not of the lenders. Visit us and request a FREE no obligation consultation session, you will be glad you did. We will also advise you on your financial situation, you ability to get a mortgage and how to get your finances in a better shape to qualify in the future, all for free. MortgagePRO Ltd. at 403-253-2022 in Calgary, Alberta.
Do not become an unwilling victim of growing fraud for profit schemes. Keep yourself safe and rely on the experience of a licensed mortgage professional at
Our streamlined process accelerates your application to a trusted lender which makes securing financing for your needs worry-free. We have the knowledge and expertise to detect and deter mortgage fraud.

We commit ourselves to educating our clients which in return eliminates the opportunity for fraudsters to take advantage of the problems you are facing. With our help, you can recognize weaknesses and save yourself from becoming the victim.

The term used by real estate industry members is “Red Flags.” As a customer, the list of things to remember can be overwhelming. However, as a real estate industry brokerage, dealing in mortgages on a day-to-day basis since before the turn of the century, we have developed an instinct to determine whether there is a legitimate or fraudulent transaction.

A list of red flags can be found here:
– Our Mortgage Reference Centre!
– Usefull Brochure
– Many tips from the experts
– Service Alberta
– CMHC your insurer in your corner

At MortgagePro, our main objective is to create a strategy that you can trust will work. A mortgage should not limit your possibilities, but enhance them. You can find out if the person you are dealing with has gone through the required basic education of becoming licensed, for example in Alberta, by visiting the following website provided by the Real Estate Council of Alberta (RECA): RECA the regulator of mortgage brokers in Alberta.

MortgagePRO Ltd. a brokerage with experienced and knowledgable professionals to serve and protect your best interest. at 403-253-2022 in Calgary, Alberta.

As president of mortgage pro, please let your team member, Konstantin, know how appreciative we were of his dedicated work over the last two days. Unfortunately we were unable to go further with our application because of current market etc. We just didnt have the equity…..It is with our upmost gratitude however, that in the future, without any doubt we will use your company again and will also refer people. Over the last 6 months, my husband and I have attempted to apply for several 2nd mortgages/loans and have often been met with judgement or shame from both brokers and lenders. Some never even let us know we were declined. I want to say from all honesty, this is the best mortgage broker I’ve ever dealt with and while, it did not work out this time, I hope to contact you and Konstantin again in the future.
With a heavy heart, Stacey Ferland


Mortgage brokers help you find the lowest interest rate and best financing solutions when buying property. Here you will learn the advantages of using a broker and how to shop around for the best rates.

Mortgage brokers will provide you with information on how to lower the interest on your mortgage – interest which is profit for the lender, regardless of whether it is a bank, trust company or a private lender.

You could potentially save thousands of dollars by getting a mortgage broker to review your request. They will get you the best possible rate, customized to your circumstances and needs. There are many tricks to shorten the amortization period (playing with rates, terms and different lender’s products) so having a well-qualified mortgage broker can save you a bundle.

The very first tip: make sure you are not paying the rate that you were offered by your bank. When you purchase, refinance or remortgage, make sure you are getting the best deal available to you. There are circumstances that could make your mortgage interest rate higher, and there are remedies to push them lower.

The banks are not always providing you the best possible solution. They are are offering you one mortgage product: their own. No matter how long you have been banking with them, they will not give you the most discounted rate as they have a bottom line of return to meet their investment goals, so don’t be quick to sign the renewal that comes to you from your current lender. This may be the most convenient option, but there is likely a better alternative available and mortgage brokers will look for the alternative that best fits your needs.

Hiring a broker is as easy as calling MortgagePRO at 403-253-2022 or by filling our their free consultation form online.

Mortgage brokers offer more choice because they deal with banks, financial institutions and private lending sources. This allows the brokerage to find the best rates available based on your financial situation.

Each bank has different underwriting guidelines specializing in different types of applicants. This very often prevents them from dealing with unique cases. Brokers study the guidelines of each bank and keep up-to-date with the changes, so they can match your unique needs with the lenders that specialize in lending for those needs. If you happen to be self-employed, own a rural property, or have less-than-perfect credit most banks will not deal with you. Good mortgage brokerscan tap into other lending sources for hard-to-approve applications.

Having multiple lenders check your credit rating can impact your credit score. Even if your credit has been perfect up until now, frequent checks could put you in a difficult position. Mortgage brokers check your credit once and use the same credit report for all the financial institutions that they represent, so your credit score stays the same.

A mortgage broker will do all the work to write up, or “package”, your application, contact the head office of the lender to explain your situation, and to send in your application. They are able to bypass local branches of the bank and deal directly.

How much does it cost to use a broker? It’s a FREE service on residential mortgages OAC where no extra attention and planning are required.

By using a mortgage broker you have the advantage of more choice, have more financing options, and you protect your credit score. You can only gain by using a broker!

When you need a mortgage, you need a pro – contact MortgagePRO to discuss your unique mortgage needs with a trained, professional mortgage broker.


The private mortgage industry is a very real and important source of return on investment for the private investor. It is an equally important source of funds for the borrowing public. The private mortgage market allows the investor to earn substantially higher yields on an investment, while offering the security of real property as collateral. Here you will find information on how to invest wisely in private mortgages.

The most secure and durable investments are in real estate property. History has proven that although real estate prices may fluctuate from time to time, over the long-term, real estate property has appreciated in value. The security for a mortgage is the property itself. Private mortgages provide a regular income stream, tangible security and a better return on investment than bank deposits, GICs or bonds.

From a financial planning perspective, a mortgage interest payment is a fixed income payment where the lender has control over choosing the property and the borrower. Investing in mortgages is often less risky than investing in mutual funds and stocks because the lender is secured by both the borrower and the property. The lender also has the freedom to negotiate the interest rates and terms with the borrower. Investing in real estate without becoming the landlord saves the hassle of dealing with tenants and everything else associated with ownership of revenue properties. The investor earns a passive income that can even be tax sheltered if it is funded from their RRSP Plan. Visit to find out more.

No Cost to You
The borrower is required to pay the costs associated with registering the mortgage against the title to their property. The investor collects a monthly payment for the term of the mortgage, without incurring any further cost.

Monthly Income
The mortgage will generate cash each month that is paid to you directly by post-dated cheques.

Protected Capital
The main reason that investors love mortgages is because of the low risk associated with them, as they are secured by both the borrower and the property.

Begin by contacting your mortgage broker to get a clear picture of the investment opportunity so that you can decide if investing in mortgages is right for you.

The next step is to determine how you are going to fund the request. Besides cash, mortgages can be funded by an RRSP, RRIF, or a LIRA. You will then go to a Canadian Trust company and open a self-administered RRSP account and transfer your funds.

Contact MortgagePRO Ltd. to find mortgage investment opportunities and advice from a licensed mortgage broker that can help you determine the type of mortgage that you want to fund, and to negotiate terms, conditions and the interest rate. Once you have made a decision to fund, all documents are sent to the conveyancing lawyer to complete and sign the mortgage commitment. The lawyer will also register the mortgage and your interest on title. You will also be asked to complete and sign a Mortgage Package for your RRSP Plan holder. The last step is to set up an automatic payment system with the borrower or collect postdated cheques. Once in place, the monthly profit you make will be deposited into your RRSP account tax free.

For more information visit or contact MortgagePRO Ltd. at 403-253-2022.


It is important for realtors to use the services of a mortgage broker as it can save them a lot of wasted time, energy and money. This section will highlight the advantages of realtors teaming up with brokers.

As a realtor, have you ever lost a sale because your client was unable to receive approval for a mortgage? After all of time that you spent assisting them in finding a home, the reward was lost. While the benefits of using a broker may differ from one brokerage to the next, the list below shows what MortgagePRO Ltd. can do to eliminate this problem.

A mortgage broker can get approvals for clients with credit, age, and job issues.

Partnering with a mortgage broker will avoid last minute mortgage problems that may sour the deal, lose the client, and the commission.

By pre-approving clients, mortgage brokers will make sure that the time and energy the realtor spends with the client pays off.

MortgagePRO is willing to participate in open houses, answer questions, and offer pre-approval to potential clients on site.

Pre-approvals only take 30 minutes.

MortgagePRO pays realtors referral fees $1,000.00 sometimes more