Credit is key to getting a mortgage approved!

Zoltan PadarFinances

Free mortgage consultation

Good credit gets you lower rates! Sweet! First time home buyers face plenty of obstacles, but it’s worth it! Demonstrating creditworthiness is one of them, which all comes down to your ability to manage credit. Interest … Read More

How to Calculate LTV (Loan to Value!)

Zoltan PadarFinances, News

Mortgage Lenders categories

You need to know what is the current LTV (Loan to Value) if you are considering securing a home equity loan. And where should it go, in order to meet Your needs.  Difference between appraised … Read More

Stricter mortgage lending rules are coming.

Zoltan PadarMortgage

Free mortgage consultation

Looking for a place to call home? Read on, please! New rules and regulations for mortgage borrowings are coming. Now more than ever you must be mortgage smart, well educated home buyers make better decisions. … Read More